About us

Identity protection, built for real people.

ChoiceIdentity was founded on a simple idea: protecting your identity and understanding your credit shouldn't require a finance degree, a decoder ring, or a multi-tier subscription maze.

Our story

Every year, millions of Americans find out about identity theft and credit issues too late — when a loan gets denied, when a mystery charge appears, when a new line of credit shows up that they never opened.

The tools to prevent that exist, but they are usually buried under confusing pricing, five upsell tiers, and a sign-up flow that takes twenty minutes. ChoiceIdentity was built to change that: one clean monthly plan for always-on monitoring, one flat fee for a full 3-bureau report on demand, and a dashboard designed for actual human beings.

We are headquartered in Albuquerque, NM, with a team that believes identity protection should feel like a friendly checkup — not a lockdown. Read the long version of how we got here →

Who we serve

Everyday members across the US who want a clean, trustworthy way to keep an eye on their identity and credit — without the noise, upsells, or jargon.

24/7
Monitoring
3
Bureau coverage
US
Based support
256-bit
Encryption
Our journey

How we got here — and where we're headed

A short, honest timeline. Milestones are what's shipped or clearly scheduled — nothing inflated.

  1. 01
    2025 · Q4

    Idea takes shape

    We sketch out what modern, member-first identity protection could look like — FCRA-aware from day one.

  2. 02
    2026 · Q1

    ChoiceIdentity LLC formed

    Company incorporated in Albuquerque, NM. Security architecture and compliance design go to work alongside the product build.

  3. 03
    2026 · Q2

    Platform launches

    Public site, member dashboard, Identity Confidence Score, and 3-bureau premium reports go live.

  4. 04
    2026 · Q3 – Q4

    Experience deepens

    Mobile experience, expanded alert types, and enrichment of the Identity Confidence Score with more signals.

  5. 05
    2027+

    Protection expands

    ID-theft restoration, insurance partnerships, and a broader family of protection products beyond credit.

Values

What we stand for

These aren't slogans on a wall — they are how we decide what to build, what to cut, and how we treat every member.

Security first

Every line of code is written with credit data in mind. Bank-grade encryption, FCRA-aware handling, and audit trails on every sensitive action.

Radical clarity

No dark patterns, no hidden fees, no confusing tiers. One flat monthly plan and one flat report price.

People over patterns

Real humans in US-based support, plain-language explanations in every alert, and a dashboard built for everyday members — not credit experts.

Built for today

Modern stack, instant alerts, and a mobile-first experience. No clunky portals, no 1990s-era flows.

Team

Small team, real humans

US-based, security-minded, and member-obsessed. More team bios go live as we grow.

MH
Founder · CEO
Product vision & member advocacy
SK
Head of Security
Encryption, RLS, FCRA compliance
AL
Head of Member Experience
Dashboard clarity & support operations
RJ
Head of Engineering
Platform reliability & API performance

Want the full picture?

Read the long-form story, our vision and mission, or skip straight to creating your account.

About — ChoiceIdentity